Commuter Flexible Spending Account (FSA)

Luminare Health

A Commuter Flexible Spending Account (FSA) is a valuable benefit that allows employees to set aside pre-tax dollars to cover eligible commuting expenses, such as public transportation, parking fees, and vanpooling costs. By using pre-tax money for these expenses, employees can lower their taxable income, resulting in significant savings on their commute. This benefit is especially important for individuals who regularly travel to work and want to reduce their overall transportation costs. It promotes the use of public transit, which can help reduce traffic congestion and lower carbon emissions, contributing to a greener, more sustainable environment. A Commuter FSA not only supports financial well-being but also encourages eco-friendly commuting practices.

Transit Commuter FSA

2025 – Set aside a maximum of $325 pre-tax dollars per month for expenses such as transit passes, tokens, vanpooling, or fare cards purchased at a valid transit fare terminal.

2026 – Set aside a maximum of $340 pre-tax dollars per month for expenses such as transit passes, tokens, vanpooling, or fare cards purchased at a valid transit fare terminal.

Parking Commuter FSA

2025 – Set aside a maximum of $325 pre-tax dollars per month for expenses such as park and ride sites and parking garages.

2026 – Set aside a maximum of $340 pre-tax dollars per month for expenses such as park and ride sites and parking garages.

Ineligible expenses

Tolls, gas, carpooling, EZ-Pass.