Long-Term Disability through The Hartford is offered to employees working a minimum of 30 hours a week on the 1st of the month following 30 days of employment and paid for by the Company.
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Minimum Monthly Benefit
$100, or 10% of the employee’s monthly benefit, whichever is greater.
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Maximum Monthly Benefit
Pays a portion of your income if you are unable to work for an extended period of time due to illness, covered injury, or pregnancy.
66⅔% up to a maximum of $10,000.
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Elimination Period
Waiting period before benefits begin.
180 calendar days.
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Benefit Limitations
Mental illness, substance abuse.
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Who pays for coverage?
Your employer.
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Own Occupation Period
Following elimination period through maximum benefit period.
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