Pet Benefits Solutions
Wishbone offers 90% reimbursement on accidents and illnesses for cats and dogs. Coverage includes office visits and prescription medications. Employees can choose to add on routine care coverage. If interested in this benefit, you can enroll directly on their website.
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Why Wishbone?
Benefits include: Wishbone has a simple enrollment process designed for employees. Easy claims submission at wishboneinsurance.com. Claims are processed within 5 business days, with some claims processed in as little as 24 hours and a 30-day free look period. Coverage on hereditary & congenital conditions. Also includes 24/7 Pet Telehealth from AskVet and Lost Pet Recovery Service from ThePetTag.
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Plan Benefits
Accident and Illness Coverage: Includes Office Visits, Exam Fees, and Take-Home Prescription Medications. No Lifetime Maximum.
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Limitations/Exclusions
Pre-existing Conditions: Pet insurance is designed to protect pet owners from their pet’s unexpected illnesses & injuries. No insurance plan covers pre-existing conditions or non-medical care.
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Waiting Periods
Wishbone waiting periods are: 3 days for accidents, 14 days for illnesses, 6 months for cruciate ligament events and related conditions. Waiting periods start on the policy effective date. Routine care coverage has no waiting period and can be used immediately on the policy effective date.