Supplemental Life and AD&D Insurance through The Hartford is available to employees working a minimum of 30 hours a week on the 1st of the month following 30 days of employment. You can purchase up to $200,000 in coverage. There is also the option of purchasing life insurance for your dependents (spouse and children).
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Life Benefit
Optional. Offers your beneficiaries additional financial protection if you should die.
Elect in increments of $50,000, up to a maximum of $200,000
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Maximum Benefit
$200,000
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Minimum Benefit
$50,000
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Guaranteed issue
The maximum amount of coverage you can choose without providing Evidence of Insurability (EOI).
$200,000
No Guaranteed Issue for ages 75 and older.
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AD&D Benefit
Equal to elected Life Benefit.
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Benefit Reduction
Employee: By 35% at Age 65; by 75% at Age 70; by 85% at Age 75 Benefits
Terminate Upon Retirement or Termination of Coverage
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Additional Benefits
Accelerated Death Benefit, Conversion, Portability, Seat Belt, Airbag, Common Carrier.
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Monthly Rates
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Click To Download Plan Documents:
Voluntary/Supplemental Life Insurance Plan
Provider: The Hartford
Plan ID# 803793
Phone: 800-964-3577